{"id":38123,"date":"2025-09-26T10:01:20","date_gmt":"2025-09-26T13:01:20","guid":{"rendered":"https:\/\/www.grupomedcof.com.br\/blog\/?p=38123"},"modified":"2025-09-26T10:01:22","modified_gmt":"2025-09-26T13:01:22","slug":"carencia-estendida-fies","status":"publish","type":"post","link":"https:\/\/www.grupomedcof.com.br\/blog\/carencia-estendida-fies\/","title":{"rendered":"Car\u00eancia do FIES para residentes: como ganhar um respiro no bolso?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sum\u00e1rio<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Alternar tabela de conte\u00fado\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.grupomedcof.com.br\/blog\/carencia-estendida-fies\/#O_que_e_a_carencia_do_FIES\" >O que \u00e9 a car\u00eancia do FIES?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.grupomedcof.com.br\/blog\/carencia-estendida-fies\/#Quem_pode_pedir\" >Quem pode pedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.grupomedcof.com.br\/blog\/carencia-estendida-fies\/#Como_funciona_o_pedido\" >Como funciona o pedido?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.grupomedcof.com.br\/blog\/carencia-estendida-fies\/#Por_que_vale_a_pena\" >Por que vale a pena?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.grupomedcof.com.br\/blog\/carencia-estendida-fies\/#Conquiste_a_aprovacao\" >Conquiste a aprova\u00e7\u00e3o!<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303-1024x576.jpg\" alt=\"\" class=\"wp-image-38124\" srcset=\"https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303-1024x576.jpg 1024w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303-300x169.jpg 300w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303-768x432.jpg 768w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303-1536x864.jpg 1536w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303-747x420.jpg 747w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303-150x84.jpg 150w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303-696x392.jpg 696w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303-1068x601.jpg 1068w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/Blog-MedCof-2025-09-26T095208.303.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Se voc\u00ea financiou a faculdade pelo <strong>FIES,<\/strong> j\u00e1 deve estar pensando: \u201cE agora, vou come\u00e7ar a pagar esse empr\u00e9stimo gigante logo depois da formatura?\u201d Calma! Se voc\u00ea vai entrar na resid\u00eancia, pode respirar aliviado. Existe um jeito de empurrar esse boleto para mais tarde: <strong>a car\u00eancia estendida do FIES.\u00a0<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-o-que-e-a-carencia-do-fies\"><span class=\"ez-toc-section\" id=\"O_que_e_a_carencia_do_FIES\"><\/span><strong>O que \u00e9 a car\u00eancia do FIES?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Basicamente, enquanto voc\u00ea estiver na resid\u00eancia em uma das 19 especialidades priorit\u00e1rias do Minist\u00e9rio da Sa\u00fade, o <strong>pagamento das parcelas do FIES fica em pausa<\/strong>. \u00c9 tipo aquele bot\u00e3o de soneca do despertador: o financiamento continua l\u00e1, mas voc\u00ea <strong>ganha mais tempo antes de come\u00e7ar a quitar.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.reclameaqui.com.br\/premio\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"320\" src=\"https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/image-46.png\" alt=\"\" class=\"wp-image-37880\" srcset=\"https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/image-46.png 1024w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/image-46-300x94.png 300w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/image-46-768x240.png 768w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/image-46-150x47.png 150w, https:\/\/www.grupomedcof.com.br\/blog\/wp-content\/uploads\/2025\/09\/image-46-696x218.png 696w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-quem-pode-pedir\"><span class=\"ez-toc-section\" id=\"Quem_pode_pedir\"><\/span><strong>Quem pode pedir?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u00e9dicos matriculados e ativos em programa de resid\u00eancia credenciado pela CNRM;<\/li>\n\n\n\n<li>Que estejam em uma das \u00e1reas consideradas priorit\u00e1rias pelo SUS;<\/li>\n\n\n\n<li>Que ainda estejam na fase de car\u00eancia do contrato;<br>E que n\u00e3o tenham pend\u00eancias com o FIES (sim, tem que estar em dia).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-como-funciona-o-pedido\"><span class=\"ez-toc-section\" id=\"Como_funciona_o_pedido\"><\/span><strong>Como funciona o pedido?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>O processo \u00e9 <strong>100% online pelo Protocolo Digital do Minist\u00e9rio da Sa\u00fade:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Entra no site e clica em Iniciar;<br><\/li>\n\n\n\n<li>Faz login com o gov.br;<br><\/li>\n\n\n\n<li>Preenche o formul\u00e1rio;<br><\/li>\n\n\n\n<li>Anexa os documentos pedidos;<br><\/li>\n\n\n\n<li>Confere tudo e envia;<br><\/li>\n\n\n\n<li>Baixa o recibo para guardar.<\/li>\n<\/ol>\n\n\n\n<p>Pronto. Sem fila, sem burocracia no papel, sem gastar nada.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-por-que-vale-a-pena\"><span class=\"ez-toc-section\" id=\"Por_que_vale_a_pena\"><\/span><strong>Por que vale a pena?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Porque a <strong>resid\u00eancia j\u00e1 \u00e9 puxada,<\/strong> <strong>bastante plant\u00e3o<\/strong>,<strong> estudo, pouco sono\u2026 <\/strong>e ainda ter que <strong>pagar parcelas alt\u00edssimas do FIES<\/strong>? Melhor nem pensar. Essa car\u00eancia estendida \u00e9 uma forma de o governo dar um al\u00edvio para voc\u00ea se dedicar \u00e0 forma\u00e7\u00e3o sem surtar com boletos.<\/p>\n\n\n\n<p>Se pintar d\u00favida, o contato oficial \u00e9 o e-mail: <strong>fiesmed@saude.gov.br.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conquiste-a-aprova\u00e7\u00e3o\"><span class=\"ez-toc-section\" id=\"Conquiste_a_aprovacao\"><\/span><strong>Conquiste a aprova\u00e7\u00e3o!<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As provas de resid\u00eancia est\u00e3o cada vez mais perto! Se voc\u00ea<strong><a href=\"https:\/\/www.grupomedcof.com.br\/blog\/presenca-da-medcof-nas-aprovacoes-em-residencia-medica-no-brasil\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;quer&nbsp;ser mais&nbsp;um aprovado<\/a>&nbsp;<\/strong>nas melhores resid\u00eancias m\u00e9dicas do pa\u00eds, ent\u00e3o conhe\u00e7a o<a href=\"https:\/\/www.grupomedcof.com.br\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;<strong>Grupo&nbsp;MedCof<\/strong><\/a><strong>!<\/strong>&nbsp;Temos um cat\u00e1logo repleto de cursos que te guiar\u00e3o na jornada para as provas de Resid\u00eancia M\u00e9dica que ocorrer\u00e3o em 2025\/2026!<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"youtube-embed\" data-video_id=\"qRIMGdii7k4\"><iframe loading=\"lazy\" title=\"CORRE\u00c7\u00c3O DO SIMULADO TEND\u00caNCIAS | ENAMED 2025\" width=\"696\" height=\"392\" src=\"https:\/\/www.youtube.com\/embed\/qRIMGdii7k4?feature=oembed&#038;enablejsapi=1\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Descubra como m\u00e9dicos residentes podem solicitar a car\u00eancia estendida do FIES e adiar parcelas do financiamento sem burocracia.<\/p>\n","protected":false},"author":18,"featured_media":38124,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[240],"tags":[3214,3215,3213,1492,68],"ppma_author":[3611],"class_list":{"0":"post-38123","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-noticias","8":"tag-carencia-estendida-do-fies","9":"tag-faculdade-de-medicina","10":"tag-fies","11":"tag-medicina","12":"tag-residencia-medica"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>FIES depois da resid\u00eancia m\u00e9dica | Como funciona?<\/title>\n<meta name=\"description\" content=\"Descubra como m\u00e9dicos residentes podem solicitar a car\u00eancia estendida do FIES e adiar parcelas do financiamento sem burocracia.\" \/>\n<meta name=\"robots\" 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